Comments on: Millennial Money Matters: Throwing Money Away

By: kristen

kristen — Tue, 06 Dec 2016 18:29:33 +0000

we don’t keep a budget *exactly* but kind of? i have tried to keep a proper budget but it never works. i do keep track of everything we spend and a hypothetical budget, like these are all our bills etc and we can afford to do this or that.
we do use credit cards though – but we are the kind of people who pay them off immediately, we never carry a balance. we use them for points/miles, and we haven’t paid for a flight around the US in a few years because of those miles. we also share finances and accounts, not for the same reason as you, but because one of us WAS a shopaholic who loved to spend money and needed the other person who was a hardcore saver to keep her in line 😉 at first i kind of resented it, but i knew i needed it. i felt like i was being restricted and couldn’t shop – now i don’t want to, and KC wanted to buy new shoes the other day and i was like WHY. you don’t need new shoes! and he was like ‘wow, the tables have turned’. haha.

By: Kristin

Kristin — Sun, 20 Nov 2016 17:49:28 +0000

We also share everything 100% and have since before we even got married. I always felt weird about that for the first 6 months or so because I was literally contributing nothing but Scott always told me everything was “ours” and that was comforting. We have friends who split bills and we kind of side-eye that. I understand why some people do it, but in the military, that makes life harder than it has to be and I don’t understand how you can follow your husband (or wife) around the world or have kids without trusting them enough to share money.
And this is why we bought a house: the cost of rent is absurd.

By: Runwright

Runwright — Fri, 18 Nov 2016 14:03:52 +0000

I am so interested in personal finance. This year, I’ve read several books on the topic and I’m working on paying off old bills so I can move forward. I am single but if I was married, I would want to share finances 100 percent too. I think it’s so important to share your goals and work on them together.

By: Lauren

Lauren — Thu, 17 Nov 2016 20:31:16 +0000

I’ve eaten most of my money in the past six years. It is what it is… Andrew is starting a business and it’s ridiculously expensive (every little thing adds up… I have become SO careful about how many napkins I take now bc those things get $$$!). We’re going to have to start budgeting a lot more, but I’m a toddler stomping her foot and saying I don’t wanna!

By: Carly

Carly — Thu, 17 Nov 2016 12:30:03 +0000

Love posts about budgets– they are so important to have! I always think it’s eye opening, when you stop and look back at how much you’re spending on any one expensive over time. Often things that don’t seem like that much in the moment quickly add up if you’re not being super intentional with where you’re spending your money.

By: Myra

Myra — Thu, 17 Nov 2016 11:37:59 +0000

Oh man, you already know where we fall on this! Budgeting has always been such a big part of our lives. But I guess that’s expected with two accountants, lol.

One big thing: We try to always only spend what we can via Debit card as it keeps our budget up-to-date constantly. If we have a big purchase, we put that on credit cards because it helps build our credit, but we pay off monthly to avoid interest!